ARM Refinance in Arizona: Should You Switch to a Fixed Rate in 2026?

Published on: 07/21/2026

Refinance your ARM to a fixed rate if it's resetting above today's ~6.5% Arizona 30-year refinance average. See the reset math, rate caps, and when keeping your ARM is smarter for Phoenix homeowners. Pillar Mortgage Group, NMLS #2700076

Arizona Mortgage and Home Selling Guides

Straight answers on buying, refinancing, and selling a home in Scottsdale, Phoenix, and across Arizona, from Blake Hermann, Director of Lending at Pillar Mortgage Group (NMLS #2271358).

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